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PRIVACY POLICY Medical Professional Liability Agency, Ltd., doing business in its own name and, in California, under the assumed name Doctors' Professional Liability Agency, Ltd., is committed to treating the personal information it collects about its customers, potential customers, former customers and claimants with the highest degree of confidentiality. For this reason and in compliance with the law, Medical Professional Liability Agency, Ltd. ("MPLA") has developed a Privacy Policy. For purposes of this Policy, the term "personal information" includes all information MPLA obtains about an individual and maintains in a personally identifiable way. In order to assure the confidentiality of the personal information MPLA collects and in order to comply with applicable laws, all individuals with access to personal information about MPLA's customers, potential customers, former customers and claimants are required to follow this policy. Collection, Retention and Correction of Personal Information about We collect the personal information about a customer, potential customer or claimant that we determine is necessary to deliver our products and services or to process a claim. Individuals with access to personal information are to use such information for such purposes only. We retain personal information only as long as required by our business practices and applicable law. If we become aware that an item of personal information may be materially inaccurate, we will make a reasonable effort to re-verify its accuracy and correct any error as appropriate. Confidentiality and Security We maintain physical, electronic and procedural safeguards to ensure that personal information is treated in compliance with applicable laws and regulations and in accordance with our Privacy Policy. We also restrict access to personal information within our organization to those employees who need to know that information to provide products or services to our customers or to conduct MPLA business. Employees who have access to customer information may use it only on behalf of MPLA for legitimate business purposes. Disclosure of Personal Information We maintain procedures to assure that we do not share personal information with any affiliated or nonaffiliated third party unless such sharing is permitted or required by law. Personal information may be disclosed to a nonaffiliated third party for necessary servicing of our products or other related services or for other normal business transactions as permitted by law. We require nonaffiliated third parties to whom we disclose customer information for the purpose of performing a service for us to sign an agreement that the information will not be used or disclosed except to carry out the purposes for which we disclosed the information and only as permitted by applicable state and federal law. Personal Information Relating to Mental or Physical Health We do not use or share personal information relating to mental or physical health for any purpose except as required or permitted by law or as otherwise authorized by the individual to whom the information relates. Inquiries Questions regarding this Privacy Policy should be directed to MPLA's General Counsel at 370 West Park Avenue, Long Beach, New York 11561. |